I disputed 7 items online as follows: 1. account closed 2. balance incorrect 3. balance incorrect 4. never paid late 5. incorrect balance 6. doesn't belong to me 7. never paid late I just checked the status and they're all gone. ALL SEVEN OF THEM. WHILE THAT IS GREAT FOR THE TWO NEGATIVES AND THE ONE THAT WAS LISTED AS CLOSED BY CREDITOR BUT THEY GOOD ONES ARE GONE TOO. SOME WERE POSITIVE ACCOUNTS AND ARE STILL OPEN. THEY ARE REPORTED EVERY MONTH, DOES THIS MEAN THEY WILL COME BACK? OR ARE THEY GONE FOR GOOD?
Had the same crap happen. They finally tagged an inactive account as 'closed by consumer' due to my disputing. Then they tacked on a BALANCE of $3010 that does not exist!! Go figure. Now I have to dispute it again. What is wrong with them?
The ones that report each month will come back. They send them over by computer tape. And all history is there. Just cross your fingers and hope the bad stay gone.
I thought the ones that reported monthly would come back but someone said that they had two cap one entries deleted permanently when they asked for their limits to be reported. We'll see.