Well I called to see if my disputes were done yet - the woman I spoke with said they were but wouldn't tell me the results. She said it was mailed yesterday. Hmph. Well I didn't wanna wait, so I pulled my report. I went up 2 points. Better than losing points I guess. An account with 27 lates now shows that I was never late and I got 2 points for it??!!! I also discovered that in the last few days Equifax changed my date of birth. Now I'm a year and a half older. Weird.... and just as I thought I was DONE with Equifax and disputes.... <sigh> Can you dispute DOB online? Also discovered that when I applied for the Discover Platinum yesterday (got approved and ordered the nifty flag card!) that they pulled Equifax! My hubby applied a few months ago and they pulled Experian so I felt sure they'd pull Experian again. I was wrong. Sure glad they didn't pull TU - I've got a bunch of inquires to deal with there.... Ozzy.