Hi guys! Side note: Grad school is kicking my butt!!! lol Anyway, I have a question about the dispute trick with EQ. If I dispute all negative stuff, wait a week, then apply for something, when they pull my credit report and look at it, will it show the items in dispute or will they not show up? Also, when I pull my report, can I see the point increase or not? I don't think that I can but maybe someone else out there can tell me. Thanks guys!
Yes, you can see the point increase, but I'm pretty sure the tl's still show up, just shown in dispute. I could be wrong though. Your score goes up to what it would be if it were all deleted.