When does Equifax update? I have two trade lines for the same mortgage company and the house is paid off. One shows a 0 balance and the other is showing a balance of 48K which is way way over stated and will knock down a big chunk of my total debtness I talked to someone yesterday about it and they said they could remove it My trusting people got in the way as it's still there when I check today or do I have to wait a week to get it updated?