Does TU report FICO scores? I just ordered my TU report and score and realized that TU uses a different scoring model and scale than does Equifax. My FICO score reported by EQ is 710 and correposnds to roughly the 50th percentile. My TU scoer of 937 corresponds to the 94th percentile. The actaul items (credit card accounts, mortgatge, etc) reported by EQ and TU are the same. How can the percentiles reported by the two CRAs be so different? Any inforamtion is much appreciated!
Different inhouse computer systems. Who really knows. I think all of these system calculations are manipulated by creditors and creditor friendly reporting agencies to punish consumers. Call them criminal enterprises, cults, organized crime cartels.
damm greg >Call them criminal enterprises, cults, organized crime cartels. i like that one,lol... all 3 use thier own methods of % rateings according to what gets reported to them by creditors . not all creditors report to all 3 so there is going to be a diff. in some things. and even if say mc card reports a blimp on yopur card and reports it to eq on monday? tu may not get it till wed and that might put it in 30 day late even if it is 1 minute after midnight, and GOD BLESS US thier are people OR IN MY CAUSE SOME DANG THING that cant speak english there keying it into the system! pull all three, compare, call creditor to get fix, call cr who shows the mistake, and so forth
That is simply wrong. What date it gets reported to the bureaus has nothing to do with payments and late payments.
