I disputed an old chargeoff that I settled about 3 yrs ago. On my husband's report it was showing as settled for less than full and paid as agreed. (A result of disputes in the past) They never updated mine, so I disputed it. Now I get a notice online that ther has been a change to his report- those @%^$&^ changed his status from a 1 to a 5, to having been 120 days past due. And mine remains verified! I am furious. I can't win with these guys. Can they do that? Please help, anyone? Thank you!
Hi, no, I don't think so, it's GECAF. Are they related to Cap One? It went to charge off in 98. I settled in 2000 with the CA and never had a problem again. At least, not on my husband's report. I guess I let my report slide a bit. On my report they still show a balance, too. Thanks ahead for any input!
