1. Sep 7, 2002 #1
   

   twopac Member

   I sent Equifax (2) deletion letters from collection agency. Equifax responded with a letter stating "Adverse accounts that have been paid in full will automatically be deleted seven years from the date of last activity". Have anyone heard this before? PLEASE ADVISE.
   Thank You

    

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3. Sep 7, 2002 #2
   

   GEORGE Well-Known Member

   EQUIFAX doesn't have to DELETE...but the CA can REQUEST THEM TO DELETE...but the UDF would have to come from the CA...

    
4. Sep 7, 2002 #3
   

   saga Well-Known Member

   Which 'last activity' their taling about ? The last activity when you initially missed payment or the last
   activity when you paid the account in full ?

    
5. Sep 8, 2002 #4
   

   SCMomof5 Well-Known Member

   first late payment

    

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