Overjoyed at the news that Equifax temporarily drops disputed items from its calculations, I just disputed my ugliest accounts on Equifax while I applied for a mortgage. I disputed 1 charge off, 2 collections, 1 recent 30 day late, and one 7 year old 30 day late. My score DROPPED 8 points! #$@#$@%@#!!! I'm gonna go blow out the pilot light! Dancer
I was down to just one card that reports to Equifax and when I disputed that I essentially had no credit card line of credit which dropped my score. Damn! Gonna call em tomorrow and tell Equifax I accidentally disputed the wrong account and would they un-dispute it please? Dancer
