I have an Equity Line (not loan) being treated as a revolving account on my FICO score. As you know, high total revolving account balances can sink your score. Discussed with bank today who said there was nothing they could do. Equity Line must be treated as revolving by law. I am now considering conversion to a straight loan to avoid the "revolving" treatment...that is if I don't take an interest rate hit. Any advice?
