Erica ? about Household

Discussion in 'Credit Talk' started by soup, May 28, 2002.

  1. soup

    soup Well-Known Member

    I have similar scores as you and got an offer in the mail for something like min $300 to $1500....what kind of limit and apr did you get? I'm wondering if I should send it in...I have til 6/21...thanx
     
  2. Erica

    Erica Well-Known Member

    The offer I got says Credit line of up to $1500. My offer expired on 6/27.

    The credit line I got was $400, and the APR is 18.9%. My cap one now has $800 and 15.9%, alot better, but secured. Household is unsecured. I used total household income of about $140K/year. I did it online, and almost crapped my pants when I got it instantly.

    If you think you should, go for it. They checked Equifax, I'm in NC.

    Good Luck
     
  3. GEORGE

    GEORGE Well-Known Member

    NO...PFB...they gotta' have something better!!!
     
  4. Erica

    Erica Well-Known Member

    I haven't used it yet, but I activated it. It's going to be my emergency card. I'll PFB in a few weeks. Thanks for the idea George. :)
     
  5. amaineman

    amaineman Well-Known Member

    I received my card in Sept 2000, I was told it could be up to$1,500. Card was only $300 called and asked them to increase. They went to $500 day one.

    Called yesterday asked when cl would increase. Told for a small fee that I could have a $100 increase. Turned it down. Asked when my 18.99% rate would improve. Told I have their best rate. Great card for gas and warming the socks.

    TU score 629 Exp 575 still have aways to go.
     
  6. boomer

    boomer Well-Known Member

    I got the offer in the Mail and got the $1,500 CL which I was happily surprised about with an 18.9% APR. Not a bad card so far although I don't care for their lack of an 1-800 number.
     
  7. Melissa

    Melissa Well-Known Member

    I got their offer for up to 1500 in the mail too, I sent it in and just received my email that I got the 1500 credit line and should receive my card in 7 to 10 days. I got an orchard card about 1 month ago with a 750 dollar limit too.
    Of course they are nothing compared to my providian plat at 6100 and my prov mc with 5100 dollar limits but I only use my providian visa anyway. The others just sit in my wallet for emergencies.
     

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