Oh my god that site you suggested I visit is horrifying!! Are those real people. There are several people on there whom probably work for CCB and they are dogging the people who are there complaining. That is a scary site. Thanks for the heads up, no CCB for me, I will apply elsewhere or wait until I clear up some neg's on my reports. Sorry for getting off the subject.
No problem. You can find sites like that for alot of creditors. I personally had a CCB story, but it's not as horrific as those. I'm pretty sure that the people posting there are real. Try Cap One or FCNB and go secured first. They'll unsecure you in no time.