I got a letter from Everbank and they need the utility bill to verify my address for reaching credit decision. What do you think it is approved or another denied????? Ron.
DEFINITELY AN APPROVAL. Does your current address show on the report they pulled? But that may be due to your address not being geographically listed as a residential address. Dont worry, you've got the card!
Love, They pulled my Experian credit report and my report showed my current address. I lived in my current address since 91 and I don't know why they need that. Last time I applied for Edvance Card and they also need utility bill for vertification. Thabks for your reply. Ron.
MOST of my credit card banks asked for address verification. That is because my address is a mailboxes etc.
superadman, My current address is not P.O. Box and I used to have my P.O. Box as my home address. I heard most creditors don't like P.O. Box. Last time I applied for Fleet Bank Edvance Bank and they need utility bill for address vertification. They approved me $5000 for regular Edvance Card. Ron.
Ron, did they require income verification? Did they pull Experian? I was thinking about having my fiance apply for their card. But the utility bill is in my name, his name is not on any utility bills.
the other, I don't think they need any income vertification. They pulled credit report from Experian. I heard from someone on this board and they told me that you need credit history at least 5 yrs. They will denied if your fiance has less than 5 yrs of credit history or any late payment or charge-off acounts in your credit report. I don't have any utility bill on my name and it is all on my brother's name. I'm going to sent him my auto insurance bill.
Thanks Ron! Congrats! Please, let us know the limit when you find out. quick refresher, what was your score? I know you told us before, but I don't remember.
My fiance's fleet card does not report to Experian. His Experian report only shows credit since 1997, even though his credit goes back to 1994. I'm gonna have to write Fleet and ask them to report to Experian. They report to Equifax and TU. I had a fleet account previously, and it reported to all 3.
the other, Fleet Bank reported both my Edvance Card and Fusion Smart Visa card to all credit bureaus. Ron.
