OMG. I cant believe how EVERYONE pulls TU on me. Now of course TU is my worse report. TU has that stupid Dept of Motor Vehicles Tax Lien. My other reports are clean. DAMN! I just applied for AMEX, Juniper, Nextcard, a credit line increase from Citibank and another card from Chase...and they ALL pulled TU and of course turned me down. GEEZ! Can anyone tell me when I move to NJ, will they still keep pulling TU. I will be moving 5 miles from Cherry Hill, one of Experian's headquarters. As far as this potentially hurting my mortgage, I will just keep my denial letters and show my lender that I didnt get to open any new accounts b/c everyone declined me..... I am stuck with this tax lien for years and I hope that when I move to SOUth NJ that TU will not be pulled every single time....GEEz!