hi everyone...quick question: i put everything (minus mbna, don't want to wake them up just now) to see what might fall off. i have disputed a few things at a time a few months ago, and had remarkable success (thanks a bunch for everyone's knowledge). with that said, i have recently placed the remaining things in dispute. my question is, is this a prime time for me to try and get my store card and gas card? how will the creditors see my report? will they see the derogs? will they still see a low score or will the disputing raise that score significantly for me to try and do this? i have read a lot on this board, and although i know this may have been discussed before, can someone help me with these questions? or direct me to a thread?? also, are there in cons in doing this? thanks a bunch!
the equifax score used to inflate itself with things in dispute but i dont think that happens anymore. you can try to apply for things but i think its better to wait until things fall off.
