I have two accounts that were jointly held by me and my ex per our divorce decree (2years now!)that I have been paying. He finds out I am in the midst of a constrution to perm loan and says he's filing bankruptcy. I quickly paid off these two accounts (that have been closed for some time) to zero them out. He has been trying to sabatoge me financially from day one. Since they are zero balance and closed will it show on my credit report when he files BK? Also, he has a card he stopped paying, that I was an AU on, so MBNA removed me from the account and it has been off my CR for some time. When he files BK will they come after me even though I was only an AU and not responsible for the account?
Send a letter certified mail TODAY to these companies restating that since these accounts are paid off and closed you are no longer liable for anything regarding them. (Cover your butt kinda letter). Since they are closed and paid off, he shouldn't include them in his BK - but better be safe than sorry. No - the other can't come after you as an AU.
