I Have Called & Verified With The Credit Card Companies That These Are "sole Accounts" Of My Ex Only . I Am Not On There Anywhere. But They Refuse To Remove Them From My Credit. They Said I Will Have To Sue Them To Get Them Removed. I Dont Have The Time Nor The Money For An Atty. Any Suggestions??
Talk to several attorneys and find one willing to do it on contingency. The court may award their fees to be paid by the party erroneously reporting. How did you verify these as sole accounts? Did the CC companies say their records show them as sole accounts? Did you dispute with them in writing? Did you dispute with the CRAs in writing? Are they being reported by the OC (the original CC company), or by a CA? Are you saying that you never applied jointly with your husband? Were you an authorized user? Were these accounts opened after you separated or divorced? Are you in a community property state? What does your state law say about such debts if incurred while married?
