Using the online dispute option for EX Disputed 3 neg= 3 deletions! yeah!!! One of these is an old chargeoff from 98 which is now only showing on TU (currently in dispute) which I was told I would have to pay if I wanted a mortgage! I am now disputing 2 negs, 2 inquiries and the status of a judgement (should show satisfied) If these come off all I will have on EX is 2 judgements (both satisfied) that I can't remove, my student loans which will be out of default in Feb or March and 3 inquiries in the last 2 years. Also a perfect car loan and old closed store card-never late. I haven't gotten my Cap One secured card yet but they cashed my security deposit check 2 days ago! I am feeling much better about my credit today! TU is awful yet, but most places here (ND) pull EQ which shows the car loan, student loans, the 2 judgements and a whole mess of inquiries (from the car loan mostly) I may be able to get myself out of this mess yet! On a sadder note, hubby's chargeoff came back verified... Larissa
