Now stands at 627. Got my Dispute results back. Two deletes (both paid charge offs) and 3 inquiries deleted including my ill fated attempt at a Target Visa. Only inquiries left are three from Citibank, one from July, when they issued me a card, one from December 7, when they turned me down for a measly $500 CL increase, and one for December 21, when they approved me for tow AA cards totalling $13,500, which I combined with the first card to increase its' limit without having a new account show up. Should I leave these alone? Asking for trouble if I dispute them? If I did dispute them, on what grounds should I dispute them? More positives are on the way. Collection account should drop off in the next two weeks. I got the letter on Christmas Eve from the CA saying they would direct the CRA's to delete (this, after they had already verified the CHOD dispute--weird). Also, Cap1 agreed just before Christmas to change my two tradelines from Paid Charge Off to Paid Collection. Should be a minor improvement. Also, new high CL on Citi MC is not yet showing. So, score should bump up more in the next two weeks. LONG LIVE CHOD!!!
You too, huh? CHOD was the best Christmas party of the season. You see my EX is up to 731. But I am most concerned with that damn EQ. It seems that everyone likes to pull EQ especially in my neck of the woods. Unfortunately, my EQ Fico dropped 66 points over the last 3 weeks to 631. Hopefully my chisel and pickaxe will quickly knock it back up where it belongs
Just got the online Update for The Lovely Mrs. Quixote from Experian. 3 derogs deleted, 6 remain, 1 inquiry deleted (her last).
