EX updated acct to N/A

Discussion in 'Credit Talk' started by WranglerTJ, May 5, 2003.

  1. WranglerTJ

    WranglerTJ Well-Known Member

    Disputed an account with AGF (OC) with Experian online as not mine. Results came back as updated.

    Comparing my old report with my new report, the only thing that has been updated is my credit limit.My old report listed my credit limit from $1391. My new report lists it as N/A.

    So this is how it looks on paper

    Old report:
    AGF
    Open 11-95
    report: 11-95
    Date status: 8-98
    Last report: 8-98
    credit limit: $1391
    High Bal: N/A
    Recent Bal: N/A
    Recent Pay: N/A
    Account transferred/charged off $946 written off

    New Report:
    AGF
    Open 11-95
    report: 11-95
    Date status: 8-98
    Last report: 8-98
    credit limit: N/A
    High Bal: N/A
    Recent Bal: N/A
    Recent Pay: N/A
    Account transferred/charged off $946 written off.

    Is this actually considered an update? I'm thinking now I should do a procedural request with an ITS. I hope I'm learning right. What should I do?
     
  2. GEORGE

    GEORGE Well-Known Member

    I'm not an EXPERT (I only play one on TV)...I think it must be stated as balance $0...the $946 MUST BE REMOVED...AND I THINK THE CHARGED OFF NEEDS TO GO TOO!!!

    TRANSFERRED/SOLD part is fine...
     
  3. dixidriftr

    dixidriftr Well-Known Member

    Dispute as "incorrect DOLA". How can they know when the account's reporting period is up without the payment history?
     

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