Hi all thanks in advance for any info. How bad is an inquiry? I have 5 on file with exp. with two scheduled to come off within the month. Might my score get bumped up a few points after these are deleted? Is there such thing as a healthy # of inquiries, if any? Thanks j80
Five within a one year period is borderline excessive. Each inquiry will affect your score. I have seen some affect about 7 points but then they take into account the total number of inquiries as well so that number can change. I would expect your score at least jump ten points with two inquiries being put over the one year mark.