Excessive Inquiries??

Discussion in 'Credit Talk' started by jmurrell80, Oct 10, 2004.

  1. jmurrell80

    jmurrell80 Member

    Hi all

    thanks in advance for any info. How bad is an inquiry? I have 5 on file with exp. with two scheduled to come off within the month. Might my score get bumped up a few points after these are deleted? Is there such thing as a healthy # of inquiries, if any?
    Thanks

    j80
     
  2. KevPochop

    KevPochop Well-Known Member

    Five within a one year period is borderline excessive. Each inquiry will affect your score. I have seen some affect about 7 points but then they take into account the total number of inquiries as well so that number can change.

    I would expect your score at least jump ten points with two inquiries being put over the one year mark.
     

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