I found this on a collection agency site. Supposedly its an excuse given to a collector when they called..I thought it was amusing: "I don't pay my bills to collection agencies...I'm afraid that the high school dropouts, unwed crack mothers, and unfulfilled housewives which they employ will forget how to use a computer and delete me from existence. Besides, I NEVER answer the phone when the caller I.D. says "UNAVAILABLE"........ "