Excuses...excuses...

Discussion in 'Credit Talk' started by Erica, Dec 30, 2001.

  1. Erica

    Erica Well-Known Member

    Excuse given by the mom of a debtor - I don't know why you people
    won't leave him alone. He was young and foolish and ran up $50,000.00
    in debts but, he is now just trying to get on with his life. You need
    to just learn to forgive and forget.

    Patient returns to optometrist office after purchasing a pair of
    contact lenses 7 months earlier "These contacts you sold me are no
    good." Receptionist asks, "well sir why didn't you return them?"
    Patient response "I had to have something to see with these past 7
    months."

    I've been out at sea. The soldiers and sailors act of 1944 protects
    me from this......

    We received an envelope with about 20 coins taped to it. The note
    attached stated that the debtor had to have his kids collect soda
    bottles from along side the road just to send that. It cost him more
    to mail the envelope to us then the coins he sent as payment!

    I ran out of Viagra last week and have had to pay for sex...

    I was smoking a joint and dropped it on the bill....

    I can't pay bills when I'm distressed over my dead pet goldfish..

    I'm not paying the bill because of my concern for you...If i pay it
    then you wont have a job.....

    My son fell of the carport wall and had to have an MRI.....

    Sorry, my other grandmother just died....

    I like listening to the collectors get angrier and angrier.....

    Your burnt ... no money left, but dont feel bad, because we arent
    paying anyone !!!

    Did I forget to sign the check?? Whoops! I'm sorry!......

    The cost of my husband's Viagra medication depleted our bank
    account.......

    I am on social services and don't have enough children to pay my
    bills....

    My ex-husband got everything else when we divorced! Get the money
    from him !!!.....

    My computer is down and I can't check my balance until I fix it....

    A collector friend told me this one. He stated he called a woman to
    pay her bill and she stated that she kept her money in the oven to
    hide it from her husband. Well, he made a pizza one day and she
    stated all the money burned up. To prove it she sent the collector an
    envelope of ashes.......

    Becasue I want you to loose money you capatialist swine.....

    Sorry...we cut checks only once per quarter and somehow your invoices
    fell through the cracks. Don't worry though, your in our system to
    get paid next quarter........

    The snow plow knocked over the mailbox before the mailman could get
    the mail. I'll have to wait till the snow thaws before I can get the
    mail box back up............

    We can't pay you for the repairs you did on our truck, we are trading
    it in tonight for a new one............

    I can't pay because I'm a pathetic loser entrenced in the idiotic
    American ideal of success...........

    I ran out of money before I could pay you or the babysitter......

    How can I owe that much from parking citations? It's not even my car
    anymore. I sold it last week. Go talk to the new owner....

    "Milliken &Michaels just called me, and they told me not to deal with
    you anymore. They told me they would settle the account at 50% if I
    would FedEx the check to them TODAY. I just finished overnighting the
    check to them! So, GET LOST!"..........

    I moved and my mail was not forwarded until last week.........
    Owner of a hotel who said, "he could not pay because of the
    O.J.Simpson Trail, I asked why he responded / nobody is vacationing
    there staying at home watching the trial".......

    You guys are pathetic low-life hippocrits. Can't wait till some
    collection agency calls you up and makes fun of your excuse.........

    I would have put the check in the envelope but I already sealed
    it..........

    I did not have a return envelope to put the check in..........

    I died yesterday and I have no survivors.........

    I'd rather buy beer than pay you!.........

    You must be after someone else, I am only eleven years old and don't
    have a job and don't have any debts........

    My elephant ate my briefcase full of $100 bills.....

    My mother in law died and she spent her life insurance..so i have no
    money to pay....

    I knew I owed the money, but my conversion calculator is broken, and

    I can't figure how much it is in dollars........

    Sorry, I am currently in the process of accepting competitve offers
    from other bill collectors. When all of the bids are in you will be
    notified of my decision. Thank you for your patience and have a swell
    day :).........

    The buyer no longer works for this company and we have no proof that
    he ever received it.....

    I was in a coma for the last 10 years. Before that, my house burned
    down. Now I have no work, no pension, just an application form to
    work at a collection agency.......

    My college gave me my financial aid late and so all of my checks
    bounced, it was a ripple effect.....

    My electricity is out because of hurricane georges so I can't find my
    checkbook.......

    I was told by a debtor, when I was trying to collect a credit card
    debt, he told me that his estranged wife used the credit card to pay
    for her breast enlargement, then left him. He told me that if he
    can't use them, he isnt paying for them......

    Yes I owe them money, but I am sure they owe me more than I owe them
    and I don't want to embarrass them by talking about money.....

    We are not responsible, we just signed the contract for a
    friend!......

    I was going to pay you , I was just waiting for the Canadian Exchange
    rate to be more in my favior.....

    The cat ate my paycheck, but I will be going through the litter box
    and hopefully it will be intact in a day or two......

    My aunt should be dying any day now and I know she is leaving me some
    money. I will pay then......

    America owe you money they gave me credit card and free money for
    coming to country.......

    You sent the product without collecting the money first so I don't
    owe you anything........

    Can I pay 20.00 per month on a 3500.00 loan.......

    The company is undergoing reorganization therefore we cannot cut any
    checks until we get organized...........

    I ran out of checks, therefore I had to order new ones from the bank
    and they have not mailed them yet!!!!...

    Go straight to hell. You shouldn't have sold me that piece of crap,
    and I wouldn't be spending all my money trying to fix it, and your
    talk about repossession. "PLEASE COME AND GET IT THAT WAY I DONT HAVE
    TO PAY FOR IT TO BE TOWED!!!!......

    I couldn't pay that debt because I had to hire a hitman to take you
    out...........
     
  2. Erica

    Erica Well-Known Member

    Anyone want more? I can e-mail then to you, for 2 FICO points....

    Just kididng, it is free. :)
     
  3. doodyhead

    doodyhead Well-Known Member

    I have actually used the "had to fix my car" excuse since I bought a Dodge Neon, worst car on earth... head gasket leaks at 36k, transmission problems at 50k & electrical problem (unknown, dealer couldn't figure it out) at 75K.

    I think the cars come pre-programmed to have major defects at different intervals in order to make $$ off repairs.

    My last payment to Chrysler is this month. Yea!
     
  4. newstdt

    newstdt Well-Known Member

    Too funny!!!
     

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