OK, just checked my EXP and CE score is down to 608... OUCH. Anyway, I currently have 2 charge-offs showing on EXP, but as far as I can see nothing has changed with these (can't get worse than a charge-off, right?). Checked the whole report directly from EXP, no changes in anything. BUT according to my PG report something HAS changed on EXP... the remark section for one of my derogs that used to read simply "charge-off/collection" now states the following, "Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department." Do you think the this change is the reason for the score drop? If so, why doesn't my EXP report show this change? Anyone else see differences in individual reports vs. PG?
Are you talking about the free score you get with PG? Because that is a FACO based on EQUIFAX information, not Experian's. If you are talking about specificially purchasing an Experian score from PG, the difference might just be because PG has its own scoring model and it might have slight differences than the Experian scoring model. peace, delilah
the EXP score of 608 is from CreditExpert... I know PGs score is based on EQ. What I'm concerned about is that the actual info on my EXP report through CreditExpert is different from the EXP info I get through PG.
