I was going to call wfnnb and ask them why I was denied so I pulled out all three letters I received yesterday from them. I noticed at the bottom of the letter on the right hand side of the page (on the same line as the signature) that it said this: 010763 CREDITSCORE 0000632 Now I am guessing that my Experian score is 632. My equifax as I stated before is 650 and Trans is 687 (no negs. on Trans). I don't know what the first set of numbers is (nothing like my ss or dob). The second and third letter say this in the same location: 010763 DUP30DAY 0001257 The second and third letter both say that I applied witin thirty days blah blah blah. So I didn't give them a call. I figured my score must of been too low. What do you guys think?? And on another note, Creditexpert says I have a score of 687. I know that CE is not even close to accurate but its interesting. Maybe the 632 is wfnnbs own internal score. Comments???