Never seen this before and was wondering what is going on. Disputed an item with Experian and got the results of the investigation today. Here is what it says: Summary of investigation results Big Bad Creditor Account number: 123456789 Date: 9/2002 Outcome: pending Yesterday was the end of the 30 day investigation period so unless I am mistaken the CRA is supposed to delete this item if they cannot verify it. Right? Why is it listed as 'pending'? Any ideas? Tim
Tim, Had the same thing happen and called Experian today to find out why?? Seems the creditor did contact Experian within the 30 day time limit but as the rep stated.... "The Creditor gave us more derogatory information then what is being reported now, we have asked for a reinvestigation as to why?" He stated..."Experian will not add or make a tradeline more derogatory then what it already is reporting." He said the old information is reporting..."Charge-off" Past due 150 days, the new information they are reporting states.."Charge-off 180days". He said it can't be different the the 150 days because that is when they charged it off, he stated they cannot change a charge off date like that. I said can I expect results anytime soon?? He said.."Within 15 days the creditor has to respond back at this point" BTW the creditor is Providian. It has been deleted from all of my files except Experian. Tac
