EXP hits 740 - my highest in years! YUP - it looks like Cap One and AMEX finally updated my reports - showing no balances due. The EXP just hit 740 - cmon - EQX - fix the reports and lets get on with this excellent credit stuff! 740 - made my day! YOUR SCORE 740 YOUR PERCENTILE 64% 36% of the U.S. credit active population scores higher than you. 64% of the U.S. credit active population scores lower than you. I remember when 99% of the population had a better score than I did! aarroooo - dogman _________________ Arf - DOGMAN
THX - YUP! It took 6 years to get from 600-640-650 - then BOOM... in the mid 7s in a week. Its fascinating! arrff dogman
I (PERSONALLY) think "WE" are better off than "THEY" say we are!!! PERCENTAGE WISE... I "THINK" there are LESS people above us than they say there are...
NiceGuy - CE -= how can I see the other score - normally it has been higher in the mortgage inquiries??? Amazing how this is really happening - its unreal - its watching a 7 yr itch be scratched - day by day - sustainable - dramatic - improvement in my credit this last couple of weeks. Nothing to do now but wait - durn it... so close - so close... NiceGuy - I remember you and Mirage and myself all wondering if you had built excellent credit during the BK 7 or 10 yrs - and then it fell off with all associated entries - would it immediately go up to 800? Well - 60 points and I'm there. YUP - seems to be pretty immediate. GREAT! You'll be loving it too! DM
I agree. But GEORGE - you always read these types of messages and BTs and offers, etc. DOGMAN is fascinated to read something positive for a change aarrff - dogman
Re: Re: EXP NOW 740 - + 100 POINTS 30days MY POINT IS---you are actually BETTER than they say you are
Re: Re: EXP NOW 740 - + 100 POINTS 30days WTG! Mucho props to you! One day I will be making a post like this.....
Re: Re: EXP NOW 740 - + 100 POINTS 30days I believe www.myfico.com has the "true" scores that all lenders see. You can search around on here and find some discount codes. BTW, Congrats on your scores!
Re: Re: EXP NOW 740 - + 100 POINTS 30days Dogman, Congrats!!! I myself have lost 11 pts on my CE-EXP score since two weeks ago. 1- I disputed the balance on a Dell Finance account as this was paid off last March but DFS would not update the balance until I dispute it. The zero balance cost me 1 pt. 2- My new mortgage hit my CR and that cost me 10 pts. Not sure how long it will take for my scores to start going back up. It sits at 674 Does anybody here have an idea? Best regards, Mirage
Re: Re: EXP NOW 740 - + 100 POINTS 30days nope - I see you have to do a paper thing with them just to get the report. I still think the big 3 are the ones. Let me know if you think otherwise. Thanks to $38.95 and a response to faztcobra - my REAL EXP from myfico.com is higher - 749! 749 was worth the money nothing from EQX in the mail yet today.... dogman
Re: Re: EXP NOW 740 - + 100 POINTS 30days Is myfico.com a one-time thing or can you get reports for a certain period of time for $38.95?
Re: Re: Re: EXP NOW 740 - + 100 POINTS 30days Nope, that's the price for all three reports at the time you pull it. You can order only 1 or all 3 reports. The report(s) can be viewed for up to 6 days. If you do pull the reports be prepared to answer questions about your credit history prior to the pull, it's an ID fraud measure. Best regards, Mirage
Re: Re: Re: Re: EXP NOW 740 - + 100 POINTS 30days Yes if you pull all three reports. MyFICO.com score matched my TU direct score- 692 My EXP-CE score was off by 36 pts. MyFICO.com had it at 720 while CE had me at 684. My EQ from EQ directly was 694 while MyFICO.com had me at 712. Best regards, Mirage
Re: Re: Re: Re: EXP NOW 740 - + 100 POINTS 30days Okay, lost 10 pts on my CE-EXP score due to 2 inqs from my mortgage shopping. The bank called back based on the pull and related that everything was fine. Jeeze, never imagine me getting a mortgage from a top tier bank. Best regards, Mirage
