I know you all get this subject at least once a day, but I had a simple direct question and since I can't figure out how to get in the chat room, I just wanted to ask real quick. Today an old account that got deleted in Oct got reinserted on my Experian report. Now I want to understand my rights (today) before I go getting all pissed.(doing searches here to understand law/rights) They have to notify me within 5 days of re-inserting the neg tradeline? Does that mean that I have to wait 5 days with my mouth shut before I can call/write experian about this violation??? I want to call now, but if this is technically legal for 5 days, then I want to make sure that I should wait 5 days and then call/write. thank you and thanks to everyone who gives such great advice.
Does the reinserted account have the same account number as the account that was deleted in Oct? If so, I would wait 5 business days to be on the safe sie, plus a few days for mailing, then I would punce on their head.
