I posted about this a while ago, here's the situation so far: I disputed an account w/ Exp. & they verified it (took them only a week). I called the OC (account was charged off 4/01-has not been turned over to a CA) and they couldn't find any record of me, I spoke to 3 different people. Sent OC a validation request on 9/18. I got a rather short letter from the OC today saying they don't have a copy of my original application and to call them if I need further assistance. Well, maybe this is just a hunch, but could it be they don't have my original application because IT'S NOT MY ACCOUNT?! The account is still on my reports. What do I do now?
Ask the CRA for the procedures they used to verify the account. Aren't there any laws governing a CRA that has been caught red handed lying about verification.
Well now that I've caught those idiots in a lie... Maybe I can finally get a derog off my report! (haven't had much luck so far...) And today is my birthday...lol, how ironic!