Ok, I disputed a charge-off that was showing a balance and should have been showing a 0 balance. Instead of investigating THAT account, they investigated the other account I have with the same company. They verified it, and updated it to charge-off as of Feb 2004. So now it looks like I have a recent charge-off, even though it really charged off in like 1998 or 1999. Not sure where to go from here, but this dropped my score more than 100 points. I hate experian. Should I just dispute the charge-off date? I don't have much hope that this will be fixed, and I was just getting close to where I wanted to be! Help me please!
Well, unfortunately they all seem to be moving in the wrong direction... 9 months ago TU 699, EX676, EQ 624 Now: TU 669 Ex 572!!!!! EQ 608 No lates or anything since then. It's unbelievable. I actually think they're being malicious...especially experian! Both TU and EQ show this same account with the correct charge off date. I was planning on paying for deletion. It's still with the OC. I guess if they agree then this won't be a problem anymore!
