I have three account that are over 7 years old. One was opened in Feb 1999, one in March 1999, and Feb 2000. I ran a credit report back in November of 2004 with experian. What do i have to do to get these negatives off my account? Feb 1999 Remarks: Credit line closed-grantor request reported by subscriber Charge off March 1999 Remarks: Credit line closed grantor request reported be subscriber Charge off Feb 2000 Remarks: Not reported paid. Was a collection account, insurance claim or government claim or was termintated for default.
What Always said. They can't leave those on there. And if they won't comply, there's stuff all over this site to help you fight it. BRING IT ON
Here are the dates. Im not sure when it closed. Date Opened: 03/1999 Type: Revolving Credit Limit: $500 Date of Status: 11/2005 Terms: NA High Balance: $1,951 Reported Since: 04/1999 Monthly Payment: $0 Recent Balance: NA Last Reported Date: 11/2005 Responsibility: Individual Recent Payment: NA Your Statement: NA Creditor's Statement: Account closed at credit grantor's request. Account History: Charge Off as of Nov 2004 to Oct 2005, Oct 2004, Sep 2004, Aug 2004, Jul 2004, Jun 2004, May 2004, Apr 2004, Mar 2004, Feb 2004, Jan 2004, Nov 2002 to Dec 2003, Feb 2002 to Aug 2002 180 days as of Jan 2002 150 days as of Dec 2001 120 days as of Nov 2001 90 days as of Oct 2001, Nov 2000, Oct 2000, Mar 2000 60 days as of Sep 2001, Apr 2001, Sep 2000, Feb 2000 30 days as of Aug 2001, May 2001, Mar 2001, Aug 2000, Jan 2000 Balance History: 10/2005 $0 09/2005 $0 08/2005 $348 07/2005 $348 06/2005 $791 05/2005 $791 04/2005 $791 03/2005 $791 02/2005 $791 01/2005 $1,160 12/2004 $1,160 11/2004 $1,476 10/2004 $1,476 09/2004 $1,476 08/2004 $1,476 07/2004 $1,476 06/2004 $1,476 05/2004 $1,476 04/2004 $1,476 Limit High Balance History: Between Apr 2004 and Oct 2005, your credit limit/high balance was $500 Date Opened: 02/1999 Type: Revolving Credit Limit: $200 Date of Status: 07/2000 Terms: NA High Balance: $323 Reported Since: 03/1999 Monthly Payment: $0 Recent Balance: $323 Last Reported Date: 07/2000 Responsibility: Individual Recent Payment: $0 Your Statement: NA Creditor's Statement: Account closed at credit grantor's request. Account History: Charge Off as of Jul 2000 180 days as of Jun 2000, May 2000 150 days as of Apr 2000 120 days as of Mar 2000 90 days as of Feb 2000 60 days as of Jan 2000 30 days as of Dec 1999