Hi, My husband was requesting to re-investigate the item which has been varified before. Now he got this screen: "Additional relevant information is anything new that has happened between you and the creditor or courts that should result in a change to the information that appears on your credit report. It could be a letter from the creditor, a cancelled check or money order, billing statement, contact name of the credit grantor, letter from the IRS, proof from court or county reporter, proof of bankruptcy file dismissal or discharge, etc., that was not presented when you previously requested investigation. Please mail us this letter (or the information in it), along with a copy of the additional relevant information that supports your claim that information on your credit report that has previously been verified as accurate by the creditor is inaccurate. Be sure to indicate exactly what information you believe is inaccurate and why. Mail this form to:Experian PO Box 9556 Allen, TX 75013 Write any additional information here:" Anyone got this?? Thanks AUX
Sure... everybody gets it once Experian claims to have verified the information in two investigations. I'd still like for Experian to show me where in the FCRA they have the ability to limit the number of investigations.... Only thing I see if that it must me conducted. § 611. Procedure in case of disputed accuracy [15 U.S.C. § 1681i] (a) Reinvestigations of disputed information. (1) Reinvestigation required.
Thanks for your quick reply. He did send EX the letter from creditor one time but still doesn't work. Now he tried to re-dispute online and got that message. I guess he will have to print out that page and send by mail. Thanks AUX
Haven't seen it yet, but probably will be soon! Bummer. Does that mean we're just stuck with it and end of case?
Re: Experian-Additional relevant in This country has a court system. You're not stuck w/ anything unless you choose to. Saar
Re: Experian-Additional relevant in Oh, I just got that a few minutes ago. I was just disputing a balance - they had corrected it about a month ago, and then they changed it back, but left the old dates on there. Doh. They're all on drugs. Listen, here's what I did. I scanned my docs (statement in this case), printed to Winfax, then copy and paste their little message with the report number, etc. into the cover page for the fax, with a note saying "the FCRA says 'Accurate.' What you are reporting is not accurate. I don't think I should have to wait for the USPS when I am paying you $80 a year for your services. Here is my documentation. Please fix it." Then I hit "send". They got it. I'll let you know what happens, hehe.
Re: Experian-Additional relevant in Would you please give me the fax number? I am going to send it also. Thanks
Re: Experian-Additional relevant in Here's all of them: I used 1-877-454-1010 If it doesn't answer, try during business hours. fax numbers EFX = 1-888-345-9399; as of 9/17/01 1-888.729.0083 TU = 714-447-6032 (CA), 610-546-4605 (PA) EXPERIAN = 972-390-3974, 877-454-1010
