Ok. So I disputed 7 derog items on my wifes CBR. they all came back verified. So I sent a verfication letter to experian saying the basic "I want to know how you verified these accounts" Now I check creditexpert and now I see that six of then are now changed to to paid collection account (minor victory). So what should I do now? Re-dispute the accounts. Some are duplications as far as I can tell and one should never have been on there at all. I have not recieved the verification letter back from experian yet. Thanks