Experian baloney..

Discussion in 'Credit Talk' started by Marypc, Apr 26, 2001.

  1. Marypc

    Marypc Well-Known Member

    I have two trades that are listed as positive on my experian report (old credit cards, opened in 88 and closed around 92, paid ) They are marked as being handled by Consumer Credit COunseling. I disputed them with Exp even thought here are in the "positive section" because I have heard that having CCCS on your report is deadly. Well, they verified. HOw in heavens name did they verify and old account like this that is over 10 yrs old? They didnt do a thing to verify, I bet. I guess I should have gone directly to the creditors on those. :(
  2. Concerned

    Concerned Well-Known Member

    Nuts. Keep trying. Also, point out that a CCCS is NEGATIVE and must be deleted under the 7 year mark anyway. Find documentation showing it to be a black mark (I believe it is in the official list of decline reasons from Fair Isaac) and attach it to your letter.

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