My husband and I just applied for a home equity loan through eloan and we got a great rate, but our scores were so much less than expected! They checked experian only and showed our scores as 671 for me; meanwhile experian FICO online site said it was 686. And my husbands was 686; meanwhile the exp online FICO score was 720! What's up w/ that? I thought for sure the lender score would be much higher than the online exp FICO score since we have a lot of positive marks other than our credit. I guess it's just good to check the online scores to give you an idea of where you are but I'm not counting on it anymore!
