To everyone out there that has viewed their Experian score online, and looked at the simulator: When I viewed the simulator, the "my value" black bar automatically reflected the information on my credit report. i.e. level of balances, available credit, etc. EXCEPT that the payment history black bar was NOT reflecting correctly what is on my credit report. Has anyone seen any similar discrepancies between the info showing on their credit report and the simulator? (Even a "no - it was all correct" would be interesting to me)
All of the "my value" black bars were correct. Although it gave me a score of 655 on the analysis screen. In the simulator it shows my "current risk" around a 730. And I happen to know from a mortgage inquiry today, that my Experian (Fair Isaac Score) is 656.
