Well, I don't know if this is a good or bad thing as my FICO dropped 49 points with these updates. Anyway here were my results Cap 1 was settled in full/ legally paid less than balance owed. now :account closed by customer paid as agreed ( I think this is great) MBNA was showing late payments with over the limit. now: no late paymnets, over the limit not showing (I think this is great) Mazda American Credit was showing closed charge off with zero balance. now: showing open account with high balance $6496. amount owed $4289 CHARGE OFF BAD DEBT COLLECTION & SKIP (I don't know what to make of this) I couldn't get anywhere on the other CRA's with these 3 accounts Any comments as to if I am better or worse off since my inquiries. My FICO should jump back up soon right? Thanks
No comments? Hmmmm The guy who wanted to sue his Dad got a lot of comments. What do I have to ask to get some feedback? LMK
This one could hurt your score. I would try to dispute this one again. What's the date of your last activity on this account? You might be lucky and it's due to fal off soon.
