I got an increase from 1k to 5k on my BofA account and was told by BofA to dispute the info so they can update it fast. I called EX and told them the above giving them updated limits (I got an increase on Citi as well). Today I check the status and see the investigation ended and they have not changed anything saying "REMAINS" What a MORO*S! I have it on the paper. What's next? I'm PI**ED as it would lower my ratios dramatically before I apply for business cards and personal cards (I only have 2).
Try asking Bank of America and Citi to update your account with the CRA. The CRA only report what creditors give them, they cannot rely on the update you give them. Hope this helps. =)
No, I asked them to INVESTIGATE it, meaning, contact the creditor and update it. I only told them what the CL are so I would look credible. I investigate it with TU and I told them what the CL are too. Four days later my report was updated. You think they investigated that fast? Yeah, right
