You know that little chart that tracks your score on Experian's CreditExpert? Mine's starting to look like a drawing of the Himalayas or something! Wild 50 - 100 point swings, sometimes explainable, sometimes not. The last drop of 50 pts occured two weeks ago when I disputed an incorrect AMEX balance and they deleted my 12K positive tradeline :-( Today I'm back up to 755. The AMEX account is still gone. The only other difference is one inquiry aged over one year, leaving me with two over one year and 9 under one year. Of course it's only FAKO...
Yep, Credit Expert is your "Experian Consumer Score." Only Equifax (either individually or with Credit Watch) and TU offer the real FICO based on the information in their own files. (TU offers you a choice: FAKO or FICO. Hmmmm, tough decision!)
