Hello, Got my first-round results back from Experian on two disputed items. The Good: Civil Claim Judgment - DELETED!!! The Bad: HRUSA/BJS account - (Used to be BNUSA/BJS) -verified and updated to reflect a new creditor statement of "Purchased by another lender." It also included the name of who they sold it to. The Ugly: I did not even ask them to verify THIS account. I disputed ANOTHER account with a totally different name and account number which apparently didn't get reinvestigated. <sigh> The Question: My HRUSA/BJS acct that was just "verified" shows a recent balance of $1,646. If they no longer own the account (it even says it's sold) then shouldn't this show a balance of zero?? Linda
Re: Experian-good,bad,ugly and I think it should. I'm going through the same thing. On my Experian report, my account says "sold to NCO". It has a $0 balance. Then another entry with the same account has a balance of $1214 which really should be $0. I've paid that account in full. I'm wondering how do I dispute it?
