Everbank, 7/28/2001 Capital One, 7/17/2001 Providian Financial, 6/27/2001 Nextcard, 12/02/2000 Providian Financial, 8/27/2000 Capital One, 8/14/2000 I think it still may look bad because there are 3 inquiries in a short time (the most recent). What if all the inquiries in 2000 dropped off? How would it look then? Still, I am having hell with Equifax in removing inquiries. I need some help with them.