Experian is aware accounts flagged.

I am in GA and therefore am entitled to a free 'yearly' report. However, they have no real tracking system in place and I order 1-2 free reports a month.

This was going well until a few weeks agi when my report was 'flagged' and I am no longer allowed to order without sending in a written request along with photo ID, utility bills, etc.

I was not sure if it was due to heavy disputing or heavy ordering of reports, but they did it to me too.

Shawn

 

Gladiator Maximus,
What do you think may have flagged your account? I was flagged with a CBC(equifax affilliate) and Equifax for demanding procedures for verification. THey followed through with my requests, but they flagged my account for about 5 months. I was unable to even get my score online. I wrote them several times and complained and they fixed the problem, but they were very hard to deal with after that...

 

I believe EQ flagged my account...they let me buy and look at products but not dispute online anymore. I had 5 derogs and disputed them all, got 1 deleted. Those a$$holes have stuff on there from when I was a minor and the CA falsely reported my birthdate to collect. I want to dispute but I'm sure the debts will "re age"

Steph

 

Author, just relax, in about a month you will unflag. I was "flagged" but now i'm not.

sounds like a song.

 

Don't fall for that Utility bills trick. I never have sent them any utility bills. Might give them some information I'd rather keep private.

Any way, my electric bills are so high they might think I am running a florescent lamp marijuana farm. Then I'd really be in trouble. Cops outside my house with heat sensors looking for hot spots. All that. Next thing I might have tanks encircling my house with cannons all pointing inwards separated by 20&#176.

I ain't sending them any of my utility bills.

 

You can see how I beat them at the ID demand game. I simply play it in a way they probably never expected. I just send them the following two sheets every time whether they ask for it or not. That way they can't come back and use the old "please send proof of ID" scam, beat me out of another $4 for postage and waste another couple of weeks over that bit of stupidity.

Here is what I am talking about, what I send in every letter to a CRA.

CLICK HERE FOR CRA DEMAND FOR ID RESPONSE SHEET

CLICK HERE FOR COPY OF MY "UTILITY BILL" RESPONSE TO DEMAND BY CRA

You don't have to use a letter from your attorney although I think it may have some psychological impact, so true of not, that's what I use. A letter you typed up yourself and had notarized would do just as good. I get my attorney to do it for free and get him to change the date and fix me up a renewed copy every few months. That way they won't come back and claim it's old and unuseable.

 

Not even if they want to pay them?

 

Bill,

After seeing your drivers license picture, I'd really like to hear you say the following out loud:

"And if it wasn't for those meddling kids, I'd have gotten away with it!"

Two Scooby Snacks in it for you!

 

Bill,
I second that. I grew up watching those reruns of Scooby Doo. Yep, those were the days....

 

Quixote:

Hey! That sounds like a heck of a deal! I don't have the foggiest idea what a Scooby Snack is, but that's OK. You really serious? Will you really, really, really cross your heart and hope to die on a stack of bibles that if you get to hear me say what you want me to say you will really send me my two Scooby Snacks??

Don't make me an offer if you don't intend to follow through with it

 

Hey! You about got to admit it's better than William.
I mean, how would it sound to go around saying "The duck stuck his William through the fence?"

People would look at you kinda strange if you said that, now wouldn't they?

 

Godaddyo:

You too? You gonna offer 2 Scooby Snacks too? Or have you got a better offer?

Maybe I'll git me one of them thar aukshuns goin here.

 

OK, So you called my bluff, LOL. BTW, I'm not sure anybody really knows exactly what a Scooby Snack is, except that Scooby Doo (a cartoon Great Dane from years gone by), and of course, his human sidekick, Shaggy, would do almost anything for ONE Scooby Snack, and for TWO, well, there wasn't anything he (they) wouldn't try. Maybe it had some addictive substance in it. Cheez-its perhaps? Peanut M&M's? Who knows???

The bad guys in the cartoon were usually wearing some sort of costume or mask to make them look like a ghost or monster. When they were finally caught and unmasked, they nearly always said something along the lines of the earlier quote. So, to make a short story long, please pardon my having a chuckle at your expense. Just something about your Driver's license photo made me think of those guys. No ill will intended. And, I suppose I'm really not in a position to point fingers. My driver's license photo won't win any prizes.

 

Quixote:

Well, you should have known I would do that. In fact, I'm calling it in spades!
(LOL)

CLICK HERE TO HEAR IT FOR YOURSELF!!!(LOL)

 

Too Funny!

Fortunately (or unfortunately, depending on your point of view!), you don't sound quite sinister enough to be a convincing bad guy.

Thanks for the laugh!

 

Quixote:

I guess that's because I'm such a good guy!

(LOL)

I guess I'll have to go get me one of them there white 10 gal. hats.