What was disputed: A 5 year old repo A 5 year old Discover Charge-off A 5 year old Paid Collection from College Tuition Results: Repo= Verified Discover=Deleted Collection=Verified. Still waiting on the other two, but at least my Experian Report is down to 12 pages instead of 14! So, What is left for Junum to dispute on Experian? Here's the rundown: 5 Collections (4 Paid) 1 Student Loan that a claim had been filed with the Government, This is paid. JC Penney, Has lots of lates, but closed at my request. Discover's Collection Agency, SOL to sue is up. Repo, deficiency not paid. Sears, Settled for less than full balance Limited Card, 1 30 day late. Believe it or not, that only amounts to 11 negative items on my Experian. I guess I listed things twice. I have 6 positive accounts on my Experian. I will Keep everyone posted!