And I have them! Been helping youngest daughter with some errors..they mix her up with her sister. Anyway, I have in my posession a letter from a CA that states that the account is in error and should be removed from all files dated 7/02 and Experian results of an investigation of 7/02 stating they verified this account and it remains! OOOOOooooooooohhh...I love proof in court, don't you?