they now qualify as a lower life form. I was thinking a rock or something. I wanted to reinvestigage some loans(8 student loans) a month ago so I called in saying they verified the wrong material. The lady told me to fax the info in and gave me the #. A couple weeks later I called wondering why it was not under investigation. The idiot on the phone basically said they had no fax and I was lying. Well today, 2 days before the 30 days are up, I get a report in the mail with all 8 loans on it saying they were previously investigated. They did not even redo it even with my proof. I called today and the guy said he would look into it and then put it under dispute. I said no way you have 2 days left. He tried to say they had 30 days from the time they placed it but I am not buying it. I told them they have 30 days from the time they received my dispute. He said he would pull my info and look into it. I told him he has 2 days left after he said he would need at least 5 business days. I told him his company is in violation of 8 FCRA statutes and on monday he will be looking at a nice lawsuit. We will see what they do now.
This is what I was told and obviously they got it. experian fax #1-800-jackass no wait it is (972) 390-3838 attention: special handling department
Thank you! As for your comments re: Experian, they are indeed beneath the status of even the lowest of the lower life forms. I have rocks that I care more about, and that have done so much more for me. The dirt I walk on in the morning at least is there to hold me up...
Sorry to bust your bubbles, but I have had excellent luck with Experian I had 27 negatives showing I am now down to 13, seven of them are student loans. The other 6 I am preparing. This was done with typing them a letter to dispute and online dispute. Any yes every last one of the 13 were mine. I will say though that some of their CSR are rude. I have gotten a lot of nice ones also. All I hope is none of them are re-inserted. I will keep everyone posted. My biggest beef is with EQ. As always to the Board, BIG UPS and THANK YOU. To any credit grantors out there HOLLA AT YOUR BOY Target VISA/Guest Card when are you going to put my name on your face AMEX, You and I have a date in about 6 months, so don't book yourself up. I need some time with and for you
kbanger, wishing you luck when you get to the student loans... In all fairness to Experian, they are by far the easiest to get addresses removed from.
Jambe you are so right with the address thing. EQ makes me so sick. I love the way EX updates almost immediately when your dispute is answered. As for EQ, they need to work on their stuff. As for the student loans my only plan of action is to rehab. Does any know if I have a chance of getting anything if I have 3 postive tradelines all CCs and then 7 neg all Student loans. I was thinking once my report shows only student loans as derog. I could call a CC CSR and say hey look I have them in rehab, give me a break or am I on credit crack?
