Experian online dispute

Discussion in 'Credit Talk' started by Dark Jedi, Nov 5, 2007.

  1. Dark Jedi

    Dark Jedi Active Member

    Is this tool totally worthless?

    I decided to try it on a couple of tradelines I wanted to delete. Both came back "Already investigated, go to hell" response immediately. But I've never disputed them.

    It's linked to a null script, isn't it?
     
  2. apexcrsrv

    apexcrsrv Well-Known Member

    Pretty worthless in my opinion. Try sending the requests in writing.
     
  3. Dark Jedi

    Dark Jedi Active Member

    Already doing. Just wondering why they have it, if it is disabled by default. Another layer of frustration for the unaware, in the hopes they will quit maybe?
     
  4. bizwiz41

    bizwiz41 Well-Known Member

    A follow up note: ALWAYS print out everything you see on the computer screen. In this case I would have printed out the "Already Investigated" reply, and included it with my written dispute.

    If this tradeline was never disputed by you, then the reply "Already Investigated" is a refusal to investigate a consumer dispute, and hence illegal. Always keep the documentation for the "war chest", better to have it and not need it, than vice versa....
     
  5. Dark Jedi

    Dark Jedi Active Member

    good call.
     

Share This Page