Experian online disputes

Discussion in 'Credit Talk' started by Saar, Jul 10, 2001.

  1. Saar

    Saar Banned

    A few observations:

    1. They're certainly taking their time investigating inquiries (but still within their legal time frame).

    2. Be careful: When you dispute an account (reported to be open) as closed, all they do is add a consumer statement and that's it! They don't investigate it and leave it the way it was. They also note "this account was verified on xx/yy". Possible solution: dispute again, use "other" as the reason, and ask them to specify how they verified it & creditor contact info.

  2. Concerned

    Concerned Well-Known Member

    Another piece of advice here. I disputed an account with the "Closed by Credit Grantor" tag on it (otherwise solid trade line) once, it was verified in a couple of days. So I disputed again. It was verified quickly, one more time. I tried the third time and creditexpert.com would not allow me to do it again saying this account has already been verified. Just a word of warning.
  3. Saar

    Saar Banned

    2 Q's:

    1. What wording have you used to dispute it?

    2. Have you asked that they tell you HOW & WITH WHOM they had verified it?

  4. Concerned

    Concerned Well-Known Member

    1. Used "other" and explicitly stated that the account was closed by consumer, not by the creditor and I wanted it to state it that way.

    2. Did not make that request.

    It is untrue so it seemed like a no brainer to me.

Share This Page