Separate names with a comma.
Discussion in 'Credit Talk' started by tom65432, Oct 31, 2001.
My experience with the snail mail disputes is that they take a full 30 days, no matter how easy.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
They are allowed 30 days from the day they receive it. If you do it online they receive it as soon as hit enter, which saves the 4 or 5 days it takes to get to them. Plus you can have the reults sent to your email address which saves another 4 or 5 days getting back to you.
I guess my question is "do they do it any quicker if you submit it online or do they still take 30 days?"
In other words, do they give online disputes any type of priority?
Each of my online disputes thru credit expert took 29 or 30 days, with the exception of the first one, which was an inquiry dispute. That one only took about 3 weeks. (if I remember correctly)
I disputed a couple of inquiries almost a month ago and it still says under investigation, I started another dispute for an acct. about 2 weeks ago. Did I reset the 30 day clock for the inquiries by doing this? Do they send an updated copy if the inq. were deleted?
The way it has worked from my experience is that each dispute is individual. You should receive some sort of notice for each one, whether it is an updated report, or just a notice telling you what they decided.
I think, but I am not sure, that they only send a report if they made a change. I don't have time to check right now, but I think once they deleted inquiries without sending a complete report. Not sure why...