WHY IS IT EASIER TO REMOVE AN ENTIRE ACCOUNT, than report the credit limit??? I disputed 4 or 5 accounts on EXPERIAN (on-line) when I disputed the INQUIRY... One was "UPDATED" still NO credit limit... The rest were REMOVED ENTIRELY!!!
If part of your F.I.C.O. is DEBT TO CREDIT LIMIT RATIO, with-out ALL your credit limits stated...YOU HAVE A WRONG SCORE!!!
Trans Union deleted my Discover account when I asked them to update the balance that had been paid off since August. I've found that if you dispute a positive account they will delete entirely but if you dispute a "negative" account, they will do nothing.
I think they do it on purpose. And if you try to delete a positive but closed account ( like a stupid cap one ) on purpose. It comes back as verified.