1) On the first page, it says, "We have now verified all of the information regarding this account. If you still have a question about the account, you may wish to contact the credit grantor." Has anyone else seen this? (It's pretty interesting because there is still plenty of bad info.) 2) I have two listing for my Penney card -- one listed as installment, one as revolving. Because I don't remember ever using my card for an installment purchase, I'm pretty sure this is the result of my account have been "transferred" to Monogram when that bank took over Penney cards. Penney sent me two letters about the investigation -- one dated Jan. 21 saying it verified the info, one dated Jan. 24 saying it asked the CRAs to remove the tradeline. (I'm assuming the duplicate account.) Yet Experian says it verified both accounts (which have the same account number). 3) Under the reinvestigated items section at the front of the report, the real Penney account is listed as remains. The old account is listed as reviewed. What the heck does that mean? The good news is this round produced two deletions and two updated (from collection or past due to discharged).