I'm at my 4th month of disputing with Experian and they are refusing to re-investigate. I've sent my disputes crrr and each time they say "previously investigated".... I don't know what else to do but keep sending out dispute letters each month hoping they don't come back verified.. I filed BK 7 two years ago. Equifax is clean except for BK...FICO=645 I refinanced 10.7% to FHA 7.0% last month Experian has 7 derogs items from BK...CE=648 TU has 4 derogs from BK....TU=734 Any suggestions?